Hello Mustachians! I am fairly new here and trying to get over my many years of money sins.... One of which being the random 401K allocation method I have chosen to employ up until now. No lie. Totally random for the past 10 years. I will take many well-deserved face punches for that one.
So, having turned over a new leaf, here are my index fund choices. I do not think they are the best, but there did not seem to be anything much better in the Self-Managed (more expensive and complicated) options either. There were no Vanguard choices, etc.
They are all State Street, most of which are apparently not publicly traded:
SSgA S&P 500 Index Fund - Class A, ER .41%, ticker is SVSPX
SSgA Russell Small Cap Index Fund - Class A, ER .53%, no ticker that I could find
SSgA Moderate Strategic Balanced Fund - Class I, ER .83%, no ticker
SSgA US Bond Index Fund - Class A, ER .48%, no ticker
SSgA Real Asset Fund - Class C, ER .22%, no ticker
SSgA International Index Fund - Class A, ER .55%, ticker ZVAO1
Reviewing the performance and expense docks, my inclination is to put all of my $$ in the first two choices, with most of it in the S&P Index. I really am just learning though, so I have no confidence this is the right decision.
In case you need more info - age 44, one income $80's, one soon-to-go-to-college daughter. I would ideally like to be able to move out of my current (boring AND stressful) occupation into an occupation by choice within about 5-7 years. I have about $100K left on my mortgage and am quickly slamming down my student loans ($23K left).
I appreciate any help you can give me!