Exactly. This was mostly for fun and it's delivered for me. Feel free to peruse other threads if you don't like talking about this sort of thing. As for what I've learned specifically, there were a few crowdsourcing or private investments that I've been tempted by in the past, and still tempt me to this day. It's helpful to hear others pipe up who have direct experience with stuff like YieldStreet, Prosper, etc. I started the thread with Prosper because a lot of these P2P or crowdsourcing websites tout the annualized returns since inception, but my experience is that most of the performance gain was frontloaded to the early days before things have trailed off considerably (so I find their quoted historical performance a bit disingenuous). If that stops someone from going down the same rabbit hole, then all the better. Plus, there's a stock picker in me who just likes to talk stocks. I didn't mention it earlier, but in my stock picking days I invested in GT Advanced Technologies because they totally changed their company to supply the material for the iPhone screens. The stock price kept going up and then Apple informed them they wouldn't be using their product, the company declared bankruptcy, and the stock went to zero. I learned a lot from that experience and it makes for a good story when a person getting into investing starts asking me about stock picking ideas.