Not sure if this fits here, but since the discussion touched on fixed/bond investments I thought I'd post this here.
I read that the US Govt EE Bonds payout poorly UNLESS they are held for a full 20 years, at which point they are guaranteed to double face value, which is about a 3.5% yield per yearr. Now, 20 years is a long time, I know, but for someone that is going to FIRE in their late 40's (me) or earlier like some of you guys, would this be worth putting a portion of your fixed income there? Buying some LT bond funds today would yield about that, but the price of the asset could fluctuate big, which should indicate a higher yield, but not necessarily.
Thoughts on this? Thanks!