I know we're not supposed to time the market, but what about timing when I will move my money? :)
Had a bad experience when I moved my RRSP/TFSA from my previous FA to TD e-series. Through a series of fuckups by idiots at the bank, my money was out of the market for about 6 weeks. Of course, that happened to be when my investments should have jumped up 5%, had my money been anywhere! I want to avoid losing out on a gain like that in the future!
When I eventually move to Questrade, I am hoping there won't be a 6 week lag time. Is there anything I can do to avoid particular times the market will make big moves- I was thinking around rate change times (like when the BoC changes it's rate- that seems to influence the markets). Certain times/months of the year I should avoid? Should I move my RRSP and TFSA at the same time, or separately (I guess it has to be the same time, because I am putting different assets in each one)?