@Hool - Spend some time reading some of what MMM wrote and maybe listen to a few of his interviews. This is one of his best posts:
http://www.mrmoneymustache.com/2013/02/22/getting-rich-from-zero-to-hero-in-one-blog-post/
This stuff isn't magic, in 2008 my wife and I were 26 and we had six figures in student loan debt and almost no net worth. I did have some small retirement accounts that were about equal to our student loan debt and an over-sized house that was underwater. Since then we've increased our income and saved 50%+ of what we've made and are sitting at a $1.5mil net worth. Even if our salaries didn't accelerate, we would be past $1mil 10-years later.
We aren't depriving ourselves either, living on $2,500/mo plus the cost of housing is a pretty luxurious life in the US.
In due time, I might read it. I am very skeptical of people that assume everyone would fall under their paradigm or plan.
And sorry to be analytical here, but how was it that your retirement accounts were as much as your six-figure student loan debt, and you still managed to accumulate $1.5mil/2 in 10 years?
First of all, you and your wife have started your investment in one of the most prosperous eras in recent market history. If I had what I have right now back in 2008 - 2009. I would have quadrupled it by now.
Second, my rate of saving/investment is 67% according to all my expenses and revenues in the past 18 months, and I still don't think I would make it (20% 401k, Roth IRA, and savings). I am not planning to get married, nor have any kid -- not now, not tomorrow, not 30 years from now, and I'm still panicking (I'm not sure why folks around my age are not). You have to take into account all the health problems that one might have, elderly parent that you might have to take care of, contributing to one's kids' college tuition (I have a nephew that I am contributing to his 529 fund), etc... There are so many incidents that can clean your clock.
That 67% is coming at the expense of taking only vacations to visit family members, not going out (maybe twice a month), using anything that is 20+ old, etc.. My expenses are coming around $1700/month. That includes everything; from rent, utilities, food, extra stuff I need, gas, insurance, healthcare expenses... everything, and I still think it's too high. And it will probably go up another $400/month when I move to a more expensive state/city this year.
I'm expecting to make $130k+ in 10 years but will fluctuate from $110k - $140k after that for a foreseeable future. Did I mention I'm panicking?