thanks all. some good advice here. to answer a couple of your questions:
1. PC charges about .9%, whereas Wealthfront is only like .30% (all in) and i wouldn't incur the cap gains.
2. i don't exactly 'mind' keeping the individual stocks, and i know i can transfer them in kind, but i worry about the complexity of managing them which is why i was just thinking it'd be easier to sell and go straight into index funds.
p.s. is the ETF equivalent of VTSAX VTI?
Dude, just go to Vanguard with the account. PC and WealthFront are the same animal - still charging you money to "manage" things. You don't need management. You just need to move the stuff over to someplace that charges you nothing in fees (like Vanguard) and leave it alone for a little while so you can figure out when you can start selling off the dog funds and get into indexed funds.
The managed funds you're currently in don't need you to do anything with them; and you certainly don't need to pay someone else to look at them every once in a while and say "yup. those funds are still very fund-like" and charge you for the privilege of their looking.
Move over to Vanguard and figure out later when would be the best time to sell them (optimally when you are in the 15% taxable bracket). You will not incur ANY cap gains unless you sell them, and you are above the 15% bracket. Just moving the funds into a new account located anywhere "in kind" will not trigger cap gains.
And yes, VTI is the ETF version of VTSAX.