I opened an IRA through t rowe price a year or two ago because I thought I didn't have the minimum to invest in vanguard. Now I'm looking again and their minimum is just 1,000$, which of course I have in my t Rowe price account. Price has a .78 expense ratio, and vanguard had a .18 ER for target retirement accounts for my age, 27. I have about 3200$ in my account and I contribute 100$ a month when I hold enough jobs. I'm a grad student, paying off deferred student loans, no other debt to speak of. All my SLs are between 5.25% and 3.25%, so I see no reason not to invest too.
I like the web UI of t rowe price, it's incredibly easy to say how much you want to transfer and how often, I have used and found very helpful their customer service, and I have never used vanguard. Other than that I have no real loyalty to Price. Is there any downside to opening a target retirement account in vanguard and moving my target retirement from Price into it?
Thanks in advance!