Author Topic: More VTSAX or add VFIAX  (Read 323 times)


  • Stubble
  • **
  • Posts: 207
More VTSAX or add VFIAX
« on: January 27, 2021, 08:27:19 AM »
I'm just curious if it's worth having both VTSAX which follows the entire stock market and VFIAX which follows only the top 500 companies (S&P 500).

For example, for simplicity sake, let's say I contribute $10 every paycheck to VTSAX.  And I want to start contributing $15 every paycheck.

Should I just dump the extra $5 into my existing VTSAX or would there be a good reason for dumping that $5 into a VFIAX account?

Since VTSAX already covers the 500 in the VFIAX, as well as mid and small cap funds, is it worth it?



  • Walrus Stache
  • *******
  • Posts: 5697
Re: More VTSAX or add VFIAX
« Reply #1 on: January 27, 2021, 09:04:48 AM »
Stick with VTSAX. Their returns are very similar, with VTSAX gaining slightly more over the past decade, and VTSAX holds mid and small cap as you mentioned.