So this is kinda a case study but I'm a little bewildered at where to go next.
I've already seen
https://forum.mrmoneymustache.com/investor-alley/investment-order/ but I think I have all the bases covered down to taxable accounts and I don't know where to look for info on what to look for there.
So basically, I have no debt over 3.75%, I will max out all of my tax advantaged options this year: HSA, 401(k) for me, Trad IRA for Wife (she's not eligible for any account at work), Roth IRA for me (income too high and we're FIREing in less than 5 years so I need cash to cover us while we do our conversion ladder).
So next is, pay off the 3.75% mortgage, try a mega-backdoor roth (I'm asking my plan administrator if they allow after-tax contributions) or taxable accounts?
I know I don't have quite enough bonds in my current asset allocations, would it be that bad to just keep some tax free municipal bonds in a taxable account?
What else should I be aware of in my taxable account? Are some Vanguard Funds really bad to keep in my taxable account?