Most Investors Think they can beat the returnindex. However most people can't. After Reading up on the research I have decided to switch to a low cost indexfund. My plan is to invest in
30% Swedish index fund. 0 % fee
20% Europé (500 largest companies) 0,2% fee
30% US 500 Largets companies or so 0,2% fee
20% Emerging markets, Asia, Africa, South america 0,8 % fee
Average fee of 0,25%.
I will invest my lumpsum over 3 years time. I will do the same with my monthly savings.
Since I wont need the Money for at least 20 years I Think this is a good strategy. I will not have to analyze stocks anymore and will have more time for my family, Reading both novels and other books. It feels Amazing to have sold all my stocks and taking this step.
I have no idea what will happen to the stockmarket in the next month or year. I know it will go up and down and up again.