Because i'm based in Europe I can only trade UCITS ETF's here in Europe, fro some reason under MIFID II rules US listed ETF's cannot be traded anymore. SO I need to lookup for a total market ETF that is listed on the European market. For now I have my basic cash that I want to have on my bank account 20K. So now I can invest a monthly amount of 2.2 K , if I look at the use markets we just have the longest bull run ( I know it can trade here for a long time) but I wanted to start accumulating a basic amount of 750€ and put the rest on the side line if we get the dip i will start the pump the fully monthly 2.2k in the markets. So I can have a lower average price on my shares Found MMM 3 weeks ago, could save me from wasting € for the past 8 years lol