Author Topic: Looking for suggestions on bond fund for IRA - Traditional and Roth  (Read 554 times)

Swamp Chomp

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For a Roth and Traditional IRA, what would suggestions be for a good bond fund to use?  These accounts have 90% VTSAX and looking to have 10% in bonds but not sure what the most widely used Mustachian bond fund is.  Many thanks!

dandarc

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Re: Looking for suggestions on bond fund for IRA - Traditional and Roth
« Reply #1 on: April 24, 2019, 01:17:26 PM »
VBTLX is to bonds as VTSAX is to stocks.

Swamp Chomp

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Re: Looking for suggestions on bond fund for IRA - Traditional and Roth
« Reply #2 on: April 25, 2019, 07:04:20 PM »
Nuf said.  Thank.  I'll check it out.

Swamp Chomp

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Re: Looking for suggestions on bond fund for IRA - Traditional and Roth
« Reply #3 on: April 25, 2019, 07:09:09 PM »
It has a $3K buy in... is there one equal that doesn't have that high a buy in?  I'm just not there yet.

'BND' seems to have the same expense ratio and total fund net assets to VBTLX...?

EvenSteven

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Re: Looking for suggestions on bond fund for IRA - Traditional and Roth
« Reply #4 on: April 25, 2019, 08:15:54 PM »
Yes, BND is the ETF version of VBTLX.

Swamp Chomp

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Re: Looking for suggestions on bond fund for IRA - Traditional and Roth
« Reply #5 on: April 27, 2019, 03:53:42 AM »
Okay.  So BND and VBTLX will behave exactly the same, correct?  Sorry, not exactly sure how the ETF is different from a strict bond fund...

Swamp Chomp

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Re: Looking for suggestions on bond fund for IRA - Traditional and Roth
« Reply #6 on: April 27, 2019, 03:56:20 AM »
And the follow up to that is, how is BND, which is an ETF different from VTBLX, other than with VTBLX you need $3k to buy in?

EvenSteven

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Re: Looking for suggestions on bond fund for IRA - Traditional and Roth
« Reply #7 on: April 27, 2019, 06:12:45 AM »
Bogle heads has a wiki comparing ETFs to mutual funds.

https://www.bogleheads.org/wiki/ETFs_vs_mutual_funds

For me personally, I don't care much either way about any of the differences so I treat them as functionally equivalent.