Looking for allocation advice

[tdize]

I recently opened a tIRA and allocated about 30% to VTI. Not really sure what to do with the rest. any recommendation on bonds or another place where I can allocate that money?

BTW - Late 20's - 90K Job - 240k mortage - 30k in savings

[jacoavluha]

equities 75-100%, bonds 0-25%
international equities 0-50% of your overall equities allocation
use VTI, VXUS, and BND

[RWD]

Have you read the stock series yet?
http://jlcollinsnh.com/stock-series/

I'd probably recommend 100% VTI until you have significantly more to invest.

[Rob_bob]

At your age and if you want to keep it simple then say around 75% VTI and 25% VEU, all world ex USA.  Or you could ad some VO mid cap blend and/or some VB small cap blend.

[Mighty-Dollar]

80% total stock market index fund
20% total bond market index fund
You need to study past performance in order to make an educated decision about allocation ratio...
https://www.youtube.com/watch?v=opNohVglLX0
https://www.youtube.com/watch?v=ZOXu2cu7ZUw

[MDM]

See three-fund portfolio and links therein for some suggestions.

[MustacheAndaHalf]

Imitate Vanguard and Fidelity: their target date funds allocate 10% to bonds when retirement is far away.