If I were you, I would "retire" now, or at least have your current lifestyle covered forever by your investments, so you would be free to recreate yourself and the next step in your life.
1. Sell your house and rent something equal to or less expensive then your current mortgage.
Based on loose conversations I've had with arebelspy about my own game, we spoke about 45k being able to get me a rental property that rents for 1000-1100 maybe per month. You'll pay property taxes, insurance, management, repairs, have vacancies, etc. You'll net maybe 600/mo.
2. Take that $131k of equity from the sale of your home and combine it with another $10k or so from one of your other accounts, thus parlaying that into the following:
If your expenses are 1,800/mo, I'd by three of these type of properties ($45,000 x 3 = $135,000). Then at least you'd have approx $1,800 of rental monthly rental income.
This is a rough outline and idea, but you get the point ;) . Everything else is a detail =)
And arebelspy, feel free to face punch me if the numbers I've quoted are incorrect. =p