We had $10,000 in extra savings and decided to open Roth IRA's for both the husband and I, through Vanguard. I opened mine and sort of just guessed on which investments to choose. All $5,000 went into the following mutual funds:
STAR Fund, minimum $3,000, expense ratio .34%
Target Retirement 2045, minimum $1,000, expense ratio .18%
Total Stock Market Index, minimum $1,000, expense ratio .18%
Do these look like good choices? I still have to open one for my husband and want to know if I should mix it up a bit?
Thanks,
Kelly
