I'm in the same boat, mate!
Started investing from Dec 2014. Liquidated some low-earning deposits to consolidate investments using passive funds (through HL, Charles-Stanley and Best-Invest)
Have been contributing regularly each month into SIPP, diversified portfolio 80-20 bond funds.
But to date the returns are in red: -11%
Back in April, it was reading +8%
It has been an issue affecting stocks worldwide, not just FTSE UK,
My plan is to hang on tight, not to change strategy at this point. But learnt not to look at the screen everyday, as I used to do previously!
All the ebst