Hello,
I am 23, saving hard (70%+) and working at the brick by brick stage.
I want to know if my Asset Allocation is rational.
40% S&P, 20% Total International, 20% Emerging Markets, 5% Individual Stocks, 5% Peer to Peer, 10% Cash
All funds are admiral with Vanguard and stock indexes, no bonds.
All Lending Club is in a Roth.
My indexes are spread throughout taxable, HSA, and 401k.
Thank you.