I am: 28, single, student, no debts, +$24,000 income, -$12,000 expenses, MAX IRA contributions, no immediate future plans for money except to keep $5,000 in cash held in my credit union, and the rest in Fidelity & Vangard. Furthermore, I am thinking about selling AROIX (Target Retirement 2045) with an expense ratio of 0.94%, and moving this ROTH IRA to Vangard. My Assets are listed below:
Credit Union
Savings: $2,000
Checking: $2,500
CD: $10,000 (Matures 4/23/2015)
Fidelity
FSAXX: $9,000 (Money Market, Taxable)
FFNOX: $33,000 (Taxable)
AROIX: $12,000 (Target Retirement 2045, Roth IRA)
Vangard
VGSTX: $3,000 (Taxable)
All input is welcome, Thank you!