Hello all,
Recently the wife and I opened Roth IRAs and maxed them out. We have money left to invest otherwise and I would like to get your opinion on what to do next. With the market going down, I would like to be able to invest more (around 20k) in the market but am not sure of what type of account to open/contribute to. Or...should we pay down the mortgage (15yr @ 3.125%) and take the guaranteed 3.125%? My gut tells me the market as stocks are to be on sale. I would greatly appreciate your feedback! I understand this may be a little vague...just let me know what information you need.