no, not going to pull it out at all...was hoping to build it to at least 1mill and take 4% max per year. after that I'll wrap it in a trust for the kids. but 10 years is too short to turn 500k into 1mill, especially with a slow down forecast after 10 years bull market (lets be real). I'll add annually to the pot what I can, to get increased compounding.
annual expenses are low. mortgage free at that point. living costs not a problem.
Vanguard-https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-all-world-ucits-etf-usd-distributing (its pretty much vusa but with global spread rather than just us)
What would be the sensible options?