Hello,
My plan is to be able to FIRE in a couple of years. In best case scenario: part time from the end of 2019 and fulltime 2 years after that. In worst case scenario: fulltime from 2023. From 2037 we will receive 1 old age pension and from 2040 we will receive 2 old age pensions that hopefully will cover all our expenses. So my self financed FIRE period is 17 - 21 years.
Assets are currently invested into:
75%: The expensive house we live inn. To be downsized some time after FIRE. No property taxes on it.
10%: A mountain cabin, some property taxes on it. Not renting it out because of too much fuss for too little profit.
15%: Cheap Index funds spread throughout the world. This pot is getting bigger all the time, because this is what we invest in from now.
After fulltime FIRE we are supposed to live of the 4% rule and eating up a bit of the stash each year.
With this time schedule is it smart to keep investing in index funds from now? Or should I switch to a certain percentage of bonds or something else?