Author Topic: Investing in Index Funds Feels like Iíve Given up on Winning  (Read 2509 times)

BOP Mustache

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I completely understand the benefits of index funds. Lower fees compared to actively managed funds and my foray into years of stock picking has been time consuming, stressful at times, jubilant in others and overall a comparable return to a simple index fund in returns anyway.

But something in me just thinksÖ investing in 100% index funds is giving up on winning. Itís basically a declaration that Iím happy being average in life and not smart or savvy enough to do better than average.

deborah

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #1 on: July 17, 2021, 02:12:12 PM »
Youíve given up on gambling, and are having withdrawal symptoms.

pasadenafr

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #2 on: July 17, 2021, 02:16:19 PM »
But something in me just thinksÖ investing in 100% index funds is giving up on winning. Itís basically a declaration that Iím happy being average in life and not smart or savvy enough to do better than average.

When it comes to investing... you're probably not (it's not *just* about being smart, and certainly not about being smarter than the rest of the population).

That said, you haven't given up on winning. You've given up on Winning Fast and Hard, which means you've also given up on Losing Fast and Hard. Just like when one decides not to buy lottery tickets or play roulette anymore.

But you have dramatically increased your chances of winning eventually.

kei te pai

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #3 on: July 17, 2021, 02:32:57 PM »
Perhaps you could consider why being average (not ďsmartĒ and ďwinningĒ) is uncomfortable for you?

EvenSteven

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #4 on: July 17, 2021, 02:40:34 PM »
I think you should explicitly define what "winning" means for you. With indexing you will not "win" at beating the market, but who cares? I would rather win at life. Getting returns above market returns doesn't mean you win at life, and if you got below market returns doesn't mean you lose at life. Stop conflating your brokerage account balance with your life.

nereo

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #5 on: July 17, 2021, 02:42:41 PM »
Youíve given up on gambling, and are having withdrawal symptoms.

I like this response a lot.

Hereís a similar view: There are dozens of firms that follow every large and medium-sized company, and have enormous resources at their disposal. Besides dumb luck, the only way to confidently and consistently beat the index is to have more insight than they do.  Typically that means carefully following smaller companies, spending many hours each month searching out a sizable market inefficiency.

Öthat, to me, sounds like work. I donít consider that winning.

chasingthegoodlife

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #6 on: July 17, 2021, 02:54:00 PM »
Agree with all the excellent advice above.

However, if it makes you unhappy could you not just invest 90% in index funds and pick the occasional individual stock with the rest?

Otherwise, focus on all the other things you can be a winner in now youíre no longer spending so much time researching stocks.

maizefolk

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #7 on: July 17, 2021, 04:51:41 PM »
But something in me just thinksÖ investing in 100% index funds is giving up on winning. Itís basically a declaration that Iím happy being average in life and not smart or savvy enough to do better than average.

I have good news! About 57% of households with stock investments underperform the market index [1]. So by buying index funds you are, indeed, being smart and savvy enough to do better than average.

[1] Barber, B. M., & Odean, T. (2000). Trading Is Hazardous to Your Wealth: The Common Stock Investment Performance of Individual Investors. The Journal of Finance, 55(2), 773Ė806. doi:10.1111/0022-1082.00226

bacchi

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #8 on: July 18, 2021, 07:40:24 AM »
This is appropriate.

https://xkcd.com/1570/


nereo

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #9 on: July 18, 2021, 07:57:20 AM »
This is appropriate.

https://xkcd.com/1570/
Awesome. I love this one tooÖ


Malcat

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #10 on: July 18, 2021, 07:59:49 AM »
Giving up on winning what?

Indexing wins you money. On average, more money than any alternative.

This is kind of like saying:
"I know getting a job would give me a paycheque every two weeks, but that feels like giving up on winning compared to panning for gold".

Except, getting a job requires work, and indexing is closer to free money.

How is that not winning???

MustacheAndaHalf

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #11 on: July 18, 2021, 09:27:03 AM »
... my foray into years of stock picking ... overall a comparable return to a simple index fund in returns anyway.

But something in me just thinksÖ investing in 100% index funds is giving up on winning. Itís basically a declaration that Iím happy being average in life and not smart or savvy enough to do better than average.
Over the past 10 years, 83% of funds underperformed the market index (S&P 1500).  Your best odds were actually last year, when only 57% of funds lost to the index.  The comparison to gambling is apt: in the long term, indexing wins.
https://www.spglobal.com/spdji/en/documents/spiva/spiva-us-year-end-2020.pdf#page=9

The stock market doesn't match most people's experience - they expect consistent winners driven by skill and effort.  But active funds spend millions on research, and have teams of experts.  And yet they have a losing record.  But you can also see this for yourself: look at the best funds for the past 5 years, past 10 years, and past 20 years.  If it's just about skill, the same funds should be on every list - but they're not.

daverobev

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #12 on: July 18, 2021, 12:02:44 PM »
Indexing and sticking to it IS winning. You do better than almost everyone else.

Having the willpower not to pick and sticking to the plan = winning

Like holy shit, this forum... we're all so incredibly fortunate, having the werewithal to even be having this conversation means we're winning.

bthewalls

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #13 on: July 18, 2021, 04:08:06 PM »
If any odd gamble is need for a thrill limit it to a certain amount?....say 5%?....

Finances_With_Purpose

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #14 on: July 18, 2021, 08:01:22 PM »
Here's the rub: you're giving up on trying for perfection.  You believe that your added skill will result in added returns--because you're smart, right?  And knowledgeable.

The problem is that the market is infinitely larger and more complex than humans can individually wrap their head around.  You're not God, and you can't have perfect market knowledge.  You're also never going to be God.  You can't know for sure whether or not Boris will hit the red button on the wrong day after a few too many of those swigs of vodka, and magically send your normally-great companies who invested in Europe into oblivion.

You're really believing something false: that a little more intelligence/knowledge will result in better performance.  But that's pride talking.  And all it's going to do is direct you off of a distant cliff one day. 

You want to recognize your own limits--before it's too late.     

CupcakeGuru

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #15 on: July 19, 2021, 04:36:37 AM »
Things you are giving up on with index funds

checking stock prices everyday
reading financials from companies you plan to invest in or hold
stressing on market timing of those companies
extra forms to fill out for taxes
stressing over paper losses
trying to find the next best thing to invest in

How much time does this all take? I would rather go kayaking then spend so much time on stock picking.

theoverlook

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #16 on: July 19, 2021, 08:10:21 AM »
Maybe it helps to say just by being invested in the index you're winning light years beyond all those people with no investments at all.

Malcat

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #17 on: July 19, 2021, 09:07:00 AM »
@BOP Mustache is any of this helping you, or is this just shit you already know and still can't kick the sense that you're giving up on winning.

Are you looking for practical responses like you've been getting or looking to feel understood?

BOP Mustache

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #18 on: July 19, 2021, 11:56:00 AM »
@BOP Mustache is any of this helping you, or is this just shit you already know and still can't kick the sense that you're giving up on winning.

Are you looking for practical responses like you've been getting or looking to feel understood?

Yes all makes sense

The cartoons seem a bit too much like me Iím afraid the good with numbers one especially. Better to spend time doing other more enjoyable things I think!

ChpBstrd

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #19 on: July 19, 2021, 12:17:35 PM »
Perhaps the best metaphor is this:

We found this Stock-Picking lever, and hoped that by pulling it we could accelerate the growth of our portfolios. We pulled and pulled the lever back and forth, wearing ourselves out. After years of doing this, we realized the lever was having no effect. Our portfolios were right where they would have been otherwise, and that was kind of a lucky outcome because we had taken on a lot of risk playing with that lever, and were not compensated for that risk in the least. The lever was broken, although we didnít all realize it at the same time (and some never did, mistaking the resistance and effort for progress).

So we resumed cranking on the levers we knew worked: Savings Rate, Wage Growth, Fitness, and DIYíing. As we diverted our stock-picking efforts into these non-broken levers, our growth started accelerating again and we ďwonĒ years of freedom for the effort.

mntnmn117

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #20 on: July 19, 2021, 12:55:06 PM »
I live in the greater Seattle and there's lots of Amazon/FANG millionaires out here. I definitely feel like I've lost with the index funds versus other Seattleites, neighbors, or people I might be bidding against on housing in the future.  I keep telling myself those single tech stock "investors" who've had a really good run recently will eventually get beat by the index.

Mr. Green

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #21 on: July 19, 2021, 01:19:23 PM »
Passive index funds beat 85% of active fund managers out there. That sounds like the definition of winning to me.

WhiteTrashCash

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #22 on: July 19, 2021, 01:25:28 PM »
The WallStreetBets reddit has convinced a whole lot of young men that they can be like the dude from "The Wolf of Wall Street" and quickly make millions and then sleep with Margot Robbie. It's a dopey fantasy. Just index invest, get your money, and retire early. Game Over. Winner every time.

ChpBstrd

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #23 on: July 19, 2021, 01:25:43 PM »
I live in the greater Seattle and there's lots of Amazon/FANG millionaires out here. I definitely feel like I've lost with the index funds versus other Seattleites, neighbors, or people I might be bidding against on housing in the future.  I keep telling myself those single tech stock "investors" who've had a really good run recently will eventually get beat by the index.

Or maybe they won't. The growth rate of my net worth will never match that of a lotto winner, but that doesn't mean playing the lotto is rational. Somebody out there is having an extraordinary streak of luck right now, and they are the ones bragging on the internet about how smart they are and bidding on a house with a pool. We can tell ourselves that such people's luck will run out eventually, and their hubris will catch up with them, but statistically speaking that doesn't have to happen. The "winners" cherry pick themselves and become more visible to us, while the much more numerous losers' information is buried in financial statements and the records of divorce proceedings.

For every FANG millionaire, there are probably a thousand penny stock losers, pump-and-dump scam losers, concentrated Enron/Worldcom/AIG/Bear Stearns investors, people who doubled or halved their money on the random movements of gold, crypto traders gone broke, options traders gone broke, futures traders gone broke, and people who just picked typically-performing stocks.

My guilty indulgence is looking at the loss porn on Wall Street Bets. This puts things in perspective.
https://new.reddit.com/r/wallstreetbets/search?sort=new&restrict_sr=on&q=flair%3ALoss

utaca

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #24 on: July 19, 2021, 01:59:39 PM »
Investing isn't all or nothing - you can index and actively pick stocks.

Personally, my strategy has been to assign a bit of play money (~1% of my overall portfolio) for stock picking. This mostly reinforces how bad my stock picking skills are and how easy it is to "win" by simply indexing. Maybe this could work for you too!

bwall

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #25 on: July 19, 2021, 02:03:07 PM »
I live in the greater Seattle and there's lots of Amazon/FANG millionaires out here. I definitely feel like I've lost with the index funds versus other Seattleites, neighbors, or people I might be bidding against on housing in the future.  I keep telling myself those single tech stock "investors" who've had a really good run recently will eventually get beat by the index.

Or maybe they won't. The growth rate of my net worth will never match that of a lotto winner, but that doesn't mean playing the lotto is rational. Somebody out there is having an extraordinary streak of luck right now, and they are the ones bragging on the internet about how smart they are and bidding on a house with a pool. We can tell ourselves that such people's luck will run out eventually, and their hubris will catch up with them, but statistically speaking that doesn't have to happen. The "winners" cherry pick themselves and become more visible to us, while the much more numerous losers' information is buried in financial statements and the records of divorce proceedings.

For every FANG millionaire, there are probably a thousand penny stock losers, pump-and-dump scam losers, concentrated Enron/Worldcom/AIG/Bear Stearns investors, people who doubled or halved their money on the random movements of gold, crypto traders gone broke, options traders gone broke, futures traders gone broke, and people who just picked typically-performing stocks.

My guilty indulgence is looking at the loss porn on Wall Street Bets. This puts things in perspective.
https://new.reddit.com/r/wallstreetbets/search?sort=new&restrict_sr=on&q=flair%3ALoss

Yep. +1.

No need to let survivor's bias' tales turn into regret on your part.

bthewalls

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #26 on: July 19, 2021, 04:33:24 PM »
To throw another angle on this...buying index funds vs single stock, fine.....but what about current prices that we are paying for them?.....wouldnít that feel more like loosing than actual etfs themselves?

Dalio suggests weíre approaching bubble and hardship is around the corner. Burry reckons it could be worse again.

Is there an argument to hold back monthly purchase and have a cash reserve in this occasion?

nereo

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #27 on: July 19, 2021, 04:39:03 PM »
SoÖ the top is in?

bthewalls

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #28 on: July 19, 2021, 04:42:50 PM »
SoÖ the top is in?

Ha!....joking aside, I know the theory here, but have an internal struggle at moment buying....I know over long term itís all irrelevant I.e. dollar point average...

Psychstache

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #29 on: July 19, 2021, 04:55:33 PM »
To throw another angle on this...buying index funds vs single stock, fine.....but what about current prices that we are paying for them?.....wouldnít that feel more like loosing than actual etfs themselves?

Dalio suggests weíre approaching bubble and hardship is around the corner. Burry reckons it could be worse again.

Is there an argument to hold back monthly purchase and have a cash reserve in this occasion?

Batsignal for @RWD

whywork

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #30 on: July 19, 2021, 08:54:27 PM »
If you want to pick stocks, don't do on your own. Take an index and just hold the top 10 (or 20 or 30 etc.. based on risk appetite) stocks in that index. Keep rotating as index does. This way you are following an index but just taking higher risk by holding less # of stocks for hopefully better returns

Example VTI has these top 9 stocks that you can just hold:

AAPL   Apple Inc.   4.86%
MSFT   Microsoft Corporation   4.56%
AMZN   Amazon.com, Inc.   3.30%
FB   Facebook, Inc. Class A   1.86%
GOOGL   Alphabet Inc. Class A   1.64%
GOOG   Alphabet Inc. Class C   1.54%
TSLA   Tesla Inc   1.17%
BRK.B   Berkshire Hathaway Inc. Class B   1.08%
NVDA   NVIDIA Corporation   1.06%

Malcat

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #31 on: July 19, 2021, 09:13:24 PM »
If you want to pick stocks, don't do on your own. Take an index and just hold the top 10 (or 20 or 30 etc.. based on risk appetite) stocks in that index. Keep rotating as index does. This way you are following an index but just taking higher risk by holding less # of stocks for hopefully better returns

Example VTI has these top 9 stocks that you can just hold:

AAPL   Apple Inc.   4.86%
MSFT   Microsoft Corporation   4.56%
AMZN   Amazon.com, Inc.   3.30%
FB   Facebook, Inc. Class A   1.86%
GOOGL   Alphabet Inc. Class A   1.64%
GOOG   Alphabet Inc. Class C   1.54%
TSLA   Tesla Inc   1.17%
BRK.B   Berkshire Hathaway Inc. Class B   1.08%
NVDA   NVIDIA Corporation   1.06%

This is also a great way to weed out those pesky stocks that start low and really take off, providing disproportionate, unpredictable gains to the index.


nereo

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #32 on: July 20, 2021, 03:52:06 AM »
If you want to pick stocks, don't do on your own. Take an index and just hold the top 10 (or 20 or 30 etc.. based on risk appetite) stocks in that index. Keep rotating as index does. This way you are following an index but just taking higher risk by holding less # of stocks for hopefully better returns

Example VTI has these top 9 stocks that you can just hold:

AAPL   Apple Inc.   4.86%
MSFT   Microsoft Corporation   4.56%
AMZN   Amazon.com, Inc.   3.30%
FB   Facebook, Inc. Class A   1.86%
GOOGL   Alphabet Inc. Class A   1.64%
GOOG   Alphabet Inc. Class C   1.54%
TSLA   Tesla Inc   1.17%
BRK.B   Berkshire Hathaway Inc. Class B   1.08%
NVDA   NVIDIA Corporation   1.06%

What makes you think this approach would be the index average?

chevy1956

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #33 on: July 20, 2021, 04:25:15 AM »
Itís basically a declaration that Iím happy being average in life and not smart or savvy enough to do better than average.

I've been resigned to being below average for years. Average is an over achievement to me.

RWD

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #34 on: July 20, 2021, 07:16:10 AM »
To throw another angle on this...buying index funds vs single stock, fine.....but what about current prices that we are paying for them?.....wouldnít that feel more like loosing than actual etfs themselves?

Dalio suggests weíre approaching bubble and hardship is around the corner. Burry reckons it could be worse again.

Is there an argument to hold back monthly purchase and have a cash reserve in this occasion?

Batsignal for @RWD

I only add to the list when its the thread's starting post. Sure, prices may be high (or we may never see them this low again) but nonetheless we shouldn't stop investing.

whywork

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #35 on: July 20, 2021, 09:52:59 AM »

What makes you think this approach would be the index average?

Those top FAANG stocks average 36% return while QQQ averages 20%. I understand historical performance may not mean future performance but it is a good benchmark.

Lot of the pesky stocks that malcat is referring to can also die out; We have an index called QQQ next that tracks nasdaq 101 to 200 ranked stocks and it performs well below QQQ.

talltexan

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #36 on: July 20, 2021, 11:44:56 AM »
I live in the greater Seattle and there's lots of Amazon/FANG millionaires out here. I definitely feel like I've lost with the index funds versus other Seattleites, neighbors, or people I might be bidding against on housing in the future.  I keep telling myself those single tech stock "investors" who've had a really good run recently will eventually get beat by the index.

Actually, this relative performance is important. That's why I go around telling everyone I know in my age group to not worry about saving so much.

Telecaster

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #37 on: July 20, 2021, 02:48:29 PM »

What makes you think this approach would be the index average?

Those top FAANG stocks average 36% return while QQQ averages 20%. I understand historical performance may not mean future performance but it is a good benchmark.

Lot of the pesky stocks that malcat is referring to can also die out; We have an index called QQQ next that tracks nasdaq 101 to 200 ranked stocks and it performs well below QQQ.

FWIW, the NASDAQ itself has virtually identical returns to the S&P 500 since inception.    Your strategy would be fairly easy to backtest, simply enter the top ten stocks for each year, rebalance, enter any changes, lather rinse repeat.    I'm not going to do it, but I would highly recommend doing the backtest instead of just looking at the past year and hoping recent history repeats.


Psychstache

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #38 on: July 20, 2021, 04:08:07 PM »

I only add to the list when its the thread's starting post. Sure, prices may be high (or we may never see them this low again) but nonetheless we shouldn't stop investing.
Quote
Yes your right (sigh)....Iíve been storing cash....thanks for reminder

If you haven't done it in a while, go back and read some of the threads from like 2013-2015. It is even more instructive.
« Last Edit: July 21, 2021, 03:29:23 PM by Psychstache »

Sultan58

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #39 on: July 20, 2021, 06:30:11 PM »
15% average return on S&P for the last ten years and you feel like you're not winning?  This cant be a serious statement.



I completely understand the benefits of index funds. Lower fees compared to actively managed funds and my foray into years of stock picking has been time consuming, stressful at times, jubilant in others and overall a comparable return to a simple index fund in returns anyway.

But something in me just thinksÖ investing in 100% index funds is giving up on winning. Itís basically a declaration that Iím happy being average in life and not smart or savvy enough to do better than average.

TheAnonOne

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #40 on: July 21, 2021, 11:19:35 AM »
I look at it this way. In two points.

1. Index funds are a way to give up on LOSING. Instant-Win... Just add time.

2. ...and this one is more important, in my mind. Index funds free up my time and effort to actually make MORE money. I work in software, I can pickup, and DO pickup side gigs that pay THOUSANDS of dollars. I'd have to be successfully swing trading a pretty large pile to out-earn that. Time IS money after all. Using that time for trading would literally cost me.

markbike528CBX

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Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #41 on: July 21, 2021, 11:30:32 AM »
To throw another angle on this...buying index funds vs single stock, fine.....but what about current prices that we are paying for them?.....wouldnít that feel more like loosing than actual etfs themselves?

Dalio suggests weíre approaching bubble and hardship is around the corner. Burry reckons it could be worse again.

Is there an argument to hold back monthly purchase and have a cash reserve in this occasion?

Batsignal for @RWD

I only add to the list when its the thread's starting post. Sure, prices may be high (or we may never see them this low again) but nonetheless we shouldn't stop investing.
To be explicit, THE LIST:
I'm sure you saw this coming:

1/2013  [SP500 = 1462]
https://forum.mrmoneymustache.com/investor-alley/is-now-a-bad-time-to-invest-in-stock-index-funds/

5/2013  [1583]
https://forum.mrmoneymustache.com/investor-alley/starting-today!/
https://forum.mrmoneymustache.com/investor-alley/$80k-sitting-in-cash-bc-scared-of-high-flying-stock-mkt-punch-me/
10/2013  [1695]
https://forum.mrmoneymustache.com/investor-alley/stock-market-expensive-now-alternatives/
5/2014  [1884]
https://forum.mrmoneymustache.com/investor-alley/stock-market-is-high-am-i-too-late/
https://forum.mrmoneymustache.com/investor-alley/is-the-stock-market-too-expensive-to-get-back-in/
7/2014  [1973]
https://forum.mrmoneymustache.com/investor-alley/current-market-has-me-scared-to-invest/
9/2014  [2002]
https://forum.mrmoneymustache.com/investor-alley/is-it-a-good-time-to-invest-new-money/
10/2014  [1946]
https://forum.mrmoneymustache.com/ask-a-mustachian/stock-market-would-you-buy-now-or-wait/
1/2015  [2058]
https://forum.mrmoneymustache.com/investor-alley/stock-market-should-i-be-concerned/
3/2015  [2117]
https://forum.mrmoneymustache.com/investor-alley/talk-me-out-of-timing-the-australian-market/
12/2015  [2103]
https://forum.mrmoneymustache.com/ask-a-mustachian/where-to-put-a-large-windfall-with-stock-market-near-all-time-highs/
1/2016  [2013]
https://forum.mrmoneymustache.com/investor-alley/about-to-sell-everything-talk-me-off-the-ledge-(or-push-me-off)-please!/
4/2016 [2073]
https://forum.mrmoneymustache.com/investor-alley/here-it-comes-red-dow/
2/2017  [2280]
https://forum.mrmoneymustache.com/investor-alley/does-anyone-think-we-are-in-a-bubble/
4/2017  [2359]
https://forum.mrmoneymustache.com/investor-alley/top-is-in/
6/2017  [2430]
https://forum.mrmoneymustache.com/continue-the-blog-conversation/recession-coming/
8/2017  [2476]
https://forum.mrmoneymustache.com/investor-alley/getting-scared-of-stock-market/
1/2018  [2696]
https://forum.mrmoneymustache.com/investor-alley/nervous-about-the-market/
3/2018  [2678]
https://forum.mrmoneymustache.com/investor-alley/when-would-you-get-back-in/
5/2018  [2655]
https://forum.mrmoneymustache.com/investor-alley/investing-in-a-bull-market/
6/2018  [2735]
https://forum.mrmoneymustache.com/investor-alley/moving-to-cash-market-timing-can%27t-believe-it/
10/2018  [2925]
https://forum.mrmoneymustache.com/welcome-to-the-forum/sell-index-funds-now-for-down-payment-during-recession/
2/2019  [2707]
https://forum.mrmoneymustache.com/investor-alley/welp-i'm-going-to-take-a-stab-at-timing-the-market/
4/2019  [2867]
https://forum.mrmoneymustache.com/investor-alley/buy-vtsax-now-while-its-this-high-or-wait-till-a-drop/
https://forum.mrmoneymustache.com/investor-alley/how-concerned-are-you-about-the-everything-bubble/
5/2019  [2924]
https://forum.mrmoneymustache.com/ask-a-mustachian/scared-of-investing-in-the-stock-market-now/
6/2019  [2890]
https://forum.mrmoneymustache.com/uk-tax-discussion/global-index-tracker-is-so-high!-do-i-just-keep-putting-my-money-into-it-anyway/
7/2019 [3026]
https://forum.mrmoneymustache.com/investor-alley/would-you-106836/
8/2019 [2889]
https://forum.mrmoneymustache.com/investor-alley/vtsax-and-a-looming-recession/
9/2019 [2978]
https://forum.mrmoneymustache.com/investor-alley/recession-in-2-ish-years-scale-and-nature/
10/2019 [2986]
https://forum.mrmoneymustache.com/investor-alley/advice-needed-108726/
11/2019 [3110]
https://forum.mrmoneymustache.com/investor-alley/questions-from-37yr-old-that-very-recently-became-serious-about-fi/
https://forum.mrmoneymustache.com/investor-alley/where-to-invest-my-cash-now/
12/2019 [3169]
https://forum.mrmoneymustache.com/ask-a-mustachian/help!-i-dont-know-where-to-start/
https://forum.mrmoneymustache.com/investor-alley/the-old-excuses-for-down-swings-and-a-reality-yet-we-are-at-all-time-highs!/
1/2020 [3296]
https://forum.mrmoneymustache.com/investor-alley/what-to-do-with-a-large-sum-of-money-bad-time-to-buy-index-funds/
2/2020 [3345]
https://forum.mrmoneymustache.com/real-estate-and-landlording/in-a-pickle/
6/2020 [3125]
https://forum.mrmoneymustache.com/investor-alley/august-is-when-it-all-implodes/
https://forum.mrmoneymustache.com/investor-alley/should-i-move-my-bond-etf-to-money-market-fund-or-cd/
https://forum.mrmoneymustache.com/investor-alley/anyone-else-struggling-to-not-sell/
8/2020 [3360]
https://forum.mrmoneymustache.com/investor-alley/invest-lump-sum-or-wait/
11/2020 [3585]
https://forum.mrmoneymustache.com/investor-alley/little-reminder-just-how-gross-the-valuation-of-equities-is/
https://forum.mrmoneymustache.com/investor-alley/anyone-else-terrified-of-stock-market-right-now/
12/2020 [3703]
https://forum.mrmoneymustache.com/welcome-to-the-forum/i-pulled-my-index-funds-because-fear-of-market-crash/
2/2021 [3935]
https://forum.mrmoneymustache.com/investor-alley/beginner-question-is-it-a-good-time-to-invest-in-stock-etf-now/
3/2021 [3939]
https://forum.mrmoneymustache.com/investor-alley/sky-high-sp-500-pe-ratio/
4/2021 [4129]
https://forum.mrmoneymustache.com/investor-alley/bad-time-to-enter-large-position-into-market/
https://forum.mrmoneymustache.com/investor-alley/advice-121943/
6/2021 [4281]
https://forum.mrmoneymustache.com/ask-a-mustachian/what-to-do-with-a-windfall-122870/

Miscellaneous
https://forum.mrmoneymustache.com/investor-alley/%27but-right-now-the-market-is-at-an-all-time-high-%27/
https://forum.mrmoneymustache.com/investor-alley/the-great-market-crash-of-2016!/
https://forum.mrmoneymustache.com/investor-alley/how-to-deal-with-losing-$117k-in-stock-market/
https://forum.mrmoneymustache.com/investor-alley/so-we're-basically-on-track-for-a-bear-market-by-tomorrow/
https://forum.mrmoneymustache.com/investor-alley/anyone-else-feeling-depressed-about-global-equities-10-year-outlook/
https://forum.mrmoneymustache.com/investor-alley/stocks-will-only-return-4-annually-for-next-decade-john-bogle/
https://forum.mrmoneymustache.com/welcome-to-the-forum/new-saver-worried-about-future-stockmarket/
https://forum.mrmoneymustache.com/investor-alley/i-tried-to-time-the-market-roast-me-and-tell-me-what-to-do-now/
https://forum.mrmoneymustache.com/investor-alley/help-i-screwed-up/
[/spoiler]

bthewalls

  • Bristles
  • ***
  • Posts: 339
  • Location: ireland/northern ireland
Re: Investing in Index Funds Feels like Iíve Given up on Winning
« Reply #42 on: July 21, 2021, 04:09:01 PM »
Thanks mark