Take a Risk, have fun, don't get emotional, stick to your plan.
I took a risk buying Tesla Motors stock at $40/share while Jimmy remodeled his kitchen for no reason. Now the government thinks they are entitled to my reward when they took no risk.
But since you are technically borrowing someone's else's money instead of using your own savings, it's like doubling the risk for double the reward.
Though you get screwed twice if you fail. Which doubles the chances of you getting emotional or not sticking to your plan, because the stress is twice as much.
Think about this for a moment:
Say you are Financially Independent early in life and volunteering at the library at age 40 (because you love knowledge and wisdom). The library attendent decides they would love to pay you to oversee the library once or twice a week, and you accept because it's your favorite hobby to do anyway, reading books and watching people. You earn $2000 after the month, preferably in cash for doing something you would have done for free.
You then don't have as much stress on losing the $2000, as someone whom still works for a living, or even worse people that borrow for a living.
Plus you have the time to do research, practice not getting emotional, or watching the markets daily, etc.; which gives you an advantage over 95% of other professionals and their bosses breathing down their necks.
Thus you make $6,000 (minus tax income bracket in taxes, unless you are FI and living on less than $35k-6k /person) in less then a month from the Tesla Motors opportunity you say during your free time and curiosity.
Your Mustachian lifestyle plus Financial Independence gives you quite an advantage over 95% of the rest of the world. You become a super hero/ God compared to others.
Then you go back to reading your books, at the library with even more of a stache.
