Backstory: When my father died last spring and I inherited the house, this forum gave me the push I needed to sell the townhouse since it didn't make sense as a rental. The results were great and I closed last October. However, I have yet to invest most of the money from the sale. I was just too exhausted, was still trying to get my in-laws to move out of our house, and then Thanksgiving and Christmas hit and every time I looked at the markets they kept going up and I figured that they'd go down sometime.
Well, the time the markets are going down seems to be now and I'd like to move a quarter of a million into the markets. How should I do it? I'm already maxing out our tax advantaged accounts (401ks, Roth IRAs, HSA). Should I just put a few thousand (5k? 10k?) into a regular brokerage account with Vanguard every couple of days until the money runs out? All equities? Some bonds? We're 40 and not planning to retire until 55 and I feel like this is money we appreciate more than need. I'll probably do VTSAX and VGTSX, but should I consider something else as well?