After doing our research and putting our AA together (with much help from this forum and JLC) we have implemented the
4 fund Wealth Building portfolio recommended by JLC: VTSAX, VBTLX, VGSLX, VMMXX.
Now we're getting cold feet. We've often seen thoughts that VTSAX holds large US based global companies and therefore adds INTL exposure to your portfolio, but haven't seen the same about bonds in VBTLX.
We're VTSAX/80%, VBTLX/10%, VGSLX/7%, VMMXX/3% but considering whether it would be prudent to add VTIAX and VTABX for a new AA of VTSAX/55%, VTIAX/25% VBTLX/7%, VTABX/3%, VGSLX/7%, VMMXX/3%.
We're 37/35yo and trying to FIRE in 5-6years.
Thoughts?