Author Topic: International Portfolios, balance separately?  (Read 1054 times)

tetlee

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International Portfolios, balance separately?
« on: January 29, 2016, 04:38:30 PM »
Hey, I have a follow on question to my earlier thread Balancing allocation across accounts...

I have a UK pension account with about $75k in it (which I cant access till ~30 years). I have this set up as
  • 20% UK Bonds
  • 30% International Equity
  • 50% UK Equity

I now live in the US and am deciding on allocations for my US portfolio.

I was initially intending to run them as one whole portfolio, where I counted parts of the UK as being "International" investments. That is actually pretty complicated with exchange rates and the stuff in the UK international contains a lot of US equity...


I now think I should run both separately using 20/30/50 in each with the 50% being Equity in the country of residence.

What do you guys think? Is there something smarter I could do?
« Last Edit: January 29, 2016, 05:23:52 PM by tetlee »

whodidntante

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Re: International Portfolios, balance separately?
« Reply #1 on: January 29, 2016, 10:56:42 PM »
Hey, I have a follow on question to my earlier thread Balancing allocation across accounts...

I have a UK pension account with about $75k in it (which I cant access till ~30 years). I have this set up as
  • 20% UK Bonds
  • 30% International Equity
  • 50% UK Equity

I now live in the US and am deciding on allocations for my US portfolio.

I was initially intending to run them as one whole portfolio, where I counted parts of the UK as being "International" investments. That is actually pretty complicated with exchange rates and the stuff in the UK international contains a lot of US equity...


I now think I should run both separately using 20/30/50 in each with the 50% being Equity in the country of residence.

What do you guys think? Is there something smarter I could do?

I understand that "home country bias" is a real thing, but I don't think this is sufficiently diversified.  UK is not "international," it is UK.