I'm currently on an international assignment and as a result I qualify for the US foreign income tax exclusion. As a result I will not pay income tax on my income up to 97,000. My income is unlikely to exceed this amount.
As a result, since I will not see any of the tax benefits by using a SEP, is there any reason why I would still decide to use a SEP (I work as a contractor in this role) for investing purposes? My current idea is to use a post tax account for the flexiblity of being able to withdarawl/use the funds without restrictions.
Thank you for your time.