I had to stop contributing to my Roth IRA when I got married in 2013 due to our combined income busting the limit. Had a baby in 2014 so my income was reduced, but my spouse got a huge bonus that put us back over the limit. Our 2015 income looks like it is right on the limit, we'll see when we're done doing our taxes. I'm due with baby #2 in 2016 and forecasting that our income may again be at or under the limit. We might be in the phase-out range, at least. I am considering "retiring" (aka staying at home with my kids) when #2 is born, so it would be nice to give myself one last gift before my income goes away.
Has anyone else re-started contributions to a Roth after not being able to contribute for some number of years? Did you encounter any problems with this situation?