Help! I recently opened a Vanguard account and invested about 11.5k in a 3 fund portfolio. I went with the following funds: VTSMX, VGTSX, and VTSMX. So esstenridlly a total US stock, total Intl stock, and total US bond.
I can't understand why under portfolio analysis it says I have short term reserves that make up 50% of my portfolio. I was trying to complete a 80/20 allocation of stocks to bonds, with the majority of the stocks being US (At least 65%).
I feel stupid even asking this question because it may be so obvious and I'm just missing something.
Thanks for the help