It's just that after suffering setbacks back in 2000 and 2008
We have 450k in vangurad acct. with 200k in bonds. We want to be done with paid employment in 5 years. Can we afford to be more risky? We want 50k annual income by than. There will be a defined benefits pension of 40k per year starting in 10 years. But in 10 years, the buying power of the 40k may be only about 30k.
It seems to me it's less stressful to go with the % in bonds = to age and wait for the pension to kick in. Help me to convince him please.