Thank you!! I made the adjustments and I'm feeling much better about my account. I do have another question though. My husband's 401k does not really seem to have any good choices. I know everyone says invest in 401k because of company match is free money, I'm just not sure if it's worth it? His company will match $0.30 per $1 invested, and employee can contribute up to 5% and get matched. I'm just trying to figure out if we should change to only contribute minimum to get match or if he should stop contributing completely and open up IRA somewhere else with better options (vanguard, schwab, etc).
PBMXX Money Market expense 0.67%
Prudential Total Return Bond Fund expense 0.78%
Prudential Day One IncomeFlex Target Balanced Fund expense 1.74%
AMECX American Funds Income Fund 0.56%
RMFEX Large Cap Stock-Value 0.64%
DODGX Large Cap Stock-Value 0.52%
FRDPX Large Cap Stock-Blend 0.90%
AGTHX Large Cap Stock- Growth 0.64%
VETAX Mid Cap Stock-Value 0.90%
FSCAX Small Cap Stock-Blend 1.26%
FCAGX Small Cap Stock-Growth 1.36%
AEPGX International Stock-Growth 0.82%