Hi all, I'm currently 25 and I need help choosing investments for my 401K. Company matches. I chose to put 100% pre-tax contribution into BTC Lifepath 2050 index fund (expense ratio 0.09%, management fee 0.07%). However, there are funds with lower ratio:
Vanguard S&P 500 Index Trust [expense ratio 0.0113%]
Vanguard Russell 1000 Value Index Trust [0.0202%]
Vanguard Russell 1000 Growth Index Trust [0.0216%]
Vanguard Russell 2000 Growth Index Trust [0.0304%]
Vanguard Short-Term Bond Index Fund Institutional Plus Shares [0.04%]
BlackRock Short-Term Investment Account [0.04%]
What funds should I pick and what %? Could I change my current investment or only future investments? Thanks in advance for your help!