How Does Betterment Determine Investment Holdings and Weight ?

[bootyman]

Im not talking about stocks vs bonds.  Im talking about why do they have 16% in 'Us Total Stock Market and 5% in U-S Mid-Cap Value?  How did this decide this was best?

Hell (to be radical) why don't they do 35% in emerging markets?

[pbkmaine]

I assume they use a mean variance optimizer like this:

http://www.morningstar.hn/US/documents/MethodologyDocuments/Morningstar_Asset_Allocation_Optimization_Methodology.pdf


Sent from my iPad using Tapatalk