I've been lurking around this forum for about a week or two and I've realized, thanks to you guys, that I haven't been taking advantage of an IRA. I would like to open one, and I would like to invest in a Vanguard Admiral Fund (VTSAX). The problem is that I can contribute a max of $5,500 for 2013, whereas Admiral funds require a minimum of $10,000 to contribute.
Is there a way around that? If not, should I open an IRA and contribute to another fund for 2013, contribute again for 2014, and then move those funds into an Admiral Fund?