In January I lost my job , my wife and I are considering making this a point in our lives (I'm 60, she's 59) where we retire.
As luck would have it the paperwork shuffle required to move the 401K from my employer to Vangaurd (not V's fault-employeer did not complete the forms ) took longer than it should have . I was out of the market after the for most of the down turn.
Now for my question, I am sitting with the funds in the V settlement fund. When and how should I invest it?
I dont want to time this entry, but dumping all back in at once seems risky. So I have waited , I want to prtect the Principle but need 2-4% over the long hall to make retirement a reality.
Thanks in Advance