Author Topic: new Vanguard Funds (Canada) - any takers?  (Read 1862 times)

meghan88

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new Vanguard Funds (Canada) - any takers?
« on: September 14, 2016, 10:47:20 AM »
Wondering if any Canadian Mustachians have opinions on VVO and VVL.

I'd thought that VVO would be along the same lines as ZLB but the holdings appear to be very different:
https://www.vanguardcanada.ca/individual/mvc/detail/etf/overview?portId=9828&assetCode=EQUITY##overview
https://www.bmo.com/assets/pdfs/gam/qpd-etf/en/2015_ZLB_E.pdf

I'm sitting on some cash right now and don't feel all that good about shoving it into VCN/XIC or VXC.  Of course the MERs are higher on VVO and VVL.

Retire-Canada

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Re: new Vanguard Funds (Canada) - any takers?
« Reply #1 on: September 14, 2016, 04:09:49 PM »
Nope. No interest in higher MERs & active management. I'm just going to keep shovelling my $$ into VCN/VUN/VDU/VEE according to my AA.

lostamonkey

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Re: new Vanguard Funds (Canada) - any takers?
« Reply #2 on: September 14, 2016, 04:20:00 PM »
Nope. No interest in higher MERs & active management. I'm just going to keep shovelling my $$ into VCN/VUN/VDU/VEE according to my AA.

I agree with this. But I think that investing in these new ETFs is better than just sitting on the cash.

meghan88

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Re: new Vanguard Funds (Canada) - any takers?
« Reply #3 on: September 15, 2016, 07:36:16 AM »
Nope. No interest in higher MERs & active management. I'm just going to keep shovelling my $$ into VCN/VUN/VDU/VEE according to my AA.
Thanks for the input ... wondering what your AA is over those four funds?  No bonds at all?

Retire-Canada

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Re: new Vanguard Funds (Canada) - any takers?
« Reply #4 on: September 15, 2016, 08:06:52 AM »
Nope. No interest in higher MERs & active management. I'm just going to keep shovelling my $$ into VCN/VUN/VDU/VEE according to my AA.
Thanks for the input ... wondering what your AA is over those four funds?  No bonds at all?

VCN = 30%
VUN = 50%
VDU = 10%
VEE = 10%

No bonds. I have no plans to take the money out for years and I did not lose my mind back in 2008. Now that I am better informed I am even less likely to panic. All that to say I don't need a shock absorber in my portfolio or psychological crutch to stay the course. The dividends I am getting from my stocks are close enough to the yield on bonds I was looking at that I did see the point in holding any.

When I get to the point I want to start drawing $$ out of my investments I'll rejig my AA to have a few years of living expenses in an asset class [or classes] not correlated to equities so I have some options for less painful withdrawals during a market crash. I haven't figured that out yet, but I've got time to work that phase of my world domination plan out. For time being I'm just focused on the saving and growth end of the spectrum.

Koogie

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Re: new Vanguard Funds (Canada) - any takers?
« Reply #5 on: September 15, 2016, 08:25:57 AM »
There are over 400 ETFs on the TSX and only about 10% of them are true broad index ETFs.   The rest are all actively managed to some extent (from sector specific to real actively managed)        Vanguard Canada has decided to get into the act even more.  Can't blame them I guess.

I have no interest in these new offerings either but I do have one or to sector specific ETFs.   Does that make perfect logical/mathematical sense ?
Nah, not really.   But they are consistently good investments and I like them.