Hi folks,
Have you ever dreamed of investing purposefully to lose money?? Well now's your chance. Help me invest $3500 in such a way that it depreciates or at the least earns no interest.
Back story: I worked for an employer in 2016. They (due to their own idiotic lack of planning) hired me (I moved 1100 miles), then 10 weeks into my job let me know that due to restructuring that my job would end in the next 9 months. Blah blah, scorched earth, one of my kids required therapy due to all the moving that these assholes caused.
Lo and behold they contributed to my 401a service plan for 2016. I called and asked about it, and since I was employed on the last day of the year they legally had to. However, I am 0% vested in it and after 5 years of it sitting there, unless I return to work with them, the money will forfeit back to them. I had invested it, thinking it would be mine, but now the goal is to either waste or keep these funds from growing.
Here's the available asset class. Am I best off leaving it in an investment that could later on lose money, or dumping it in a money market fund where it will lose a bit of value due to inflation ? I know timing the market is difficult for earning, I'm wondering if its any easier for losing. Thanks for your input!!
PRIMARY FUND OPTIONS
Stock Investments
Large Cap
AM CENT GROWTH R6 $0.00 0.00%
0.0
%
FID GROWTH CO K $0.00 0.00%
0.0
%
VANG INST INDEX PLUS $0.00 0.00%
0.0
%
Mid-Cap
DREY/BC S/MD CP GR Y $0.00 0.00%
0.0
%
VANG EXT MKT IDX ISP $0.00 0.00%
0.0
%
Small Cap
ALZGI NFJ SMCPVAL R6 $0.00 0.00%
0.0
%
International
AF EUROPAC GROWTH R6 $0.00 0.00%
0.0
%
Blended Investments*
FID FREEDOM K 2005 $0.00 0.00%
0.0
%
FID FREEDOM K 2010 $0.00 0.00%
0.0
%
FID FREEDOM K 2015 $0.00 0.00%
0.0
%
FID FREEDOM K 2020 $0.00 0.00%
0.0
%
FID FREEDOM K 2025 $0.00 0.00%
0.0
%
FID FREEDOM K 2030 $0.00 0.00%
0.0
%
FID FREEDOM K 2035 $0.00 0.00%
0.0
%
FID FREEDOM K 2040 $0.00 0.00%
0.0
%
FID FREEDOM K 2045 $3,572.96 100.00%
0.0
%
FID FREEDOM K 2050 $0.00 0.00%
0.0
%
FID FREEDOM K INCOME $0.00 0.00%
0.0
%
PIM ALL ASSET INST $0.00 0.00%
0.0
%
Bond Investments
Stable Value
TFLIC GTD POOLED FD
view additional information. Opens in a new window. $0.00 0.00%
0.0
%
Income
PIM TOTAL RT INST $0.00 0.00%
0.0
%
TMPL GLOBAL BOND R6 $0.00 0.00%
0.0
%
VANG TOT BD MK IS PL $0.00 0.00%
0.0
%
Other Investments
Other
BROKERAGELINK
view restrictions. Opens in a new window. $0.00 0.00% 0.00%
OTHER INVESTMENT OPTIONS
Stock Investments
Large Cap
FID CONTRAFUND K $0.00 0.00%
0.0
%
LOOMIS VALUE N $0.00 0.00%
0.0
%
International
FID INTL INDEX INS $0.00 0.00%
0.0
%
Blended Investments*
Other
AF BALANCED R6 $0.00 0.00%
Short-Term Investments
VANG VMMR-FED MMKT