Background: early-mid twenties, starting career, have a decent sized ROTH IRA for my age ($26K). At the moment it's in VTSAX but I'm contemplating the switch to a self-directed IRA, as I am very entrepreneurial & love evaluating alternatives such as real estate, dressage horses, start-ups, etc. Basically, the VTSAX could cut it if I wanted it to but I'm bored. Will be working in finance and hope to be in VC/angel investing by my thirties.
I'll be starting a 401K through work this year and contributing the max each year. Also max the ROTH. It leaves me with little to live on but I don't need much.
Guess I just wanted some thoughts. I'm aware self-directed IRAs have more fees. Or should I stick with the indexes in my retirement accounts and just dabble with taxable money?
Thanks!