After much digging, I was able to find the expense ratios of the funds I listed before at the very least, though the fees I've still yet to uncover. Here again I'll list the funds with the associated fees. Thanks for all of your advice. It is much appreciated!
Heartland Value Plus HRVIX 1.14%
Nicholas Equity Income NSEIX 0.76%
Transamerica Partners Mid Value DVMVX 1.30%
Transamerica Partners Large Core DVGIX 1.26%
Transamerica Partners Stock Index DSKIX 0.69%
Transamerica Partners Large Growth DVGEX 1.25%
Nicholas Fund NICSX 0.75%
Nicholas II Fund NCTWX 0.63%
Nicholas Limited Edition Fund NCLEX 0.87%
Morgan Stanley Mid Cap Growth A MACGX 0.96%
BlackRock Equity Dividend R MRDVX 1.24%
BlackRock Target Date Fund (2020, 2030, 2040) STLCX/STLDX/STLEX
American Funds Europacific Growth R3 RERCX 1.14%
American Funds Fundamental Investment R4 RFNEX 0.66%
Royce Pennsylvania Mutual Consult RYPCX 1.95%
Any thoughts?
Is your employer a nonprofit or a governmental entity? It matters because governmental 457s are protected from employer bankruptcy but nonprofit ones are not. Also you have more rollover options with a governmental 457.
I'm a teacher, so my employer is the state of Wisconsin. I don't think I have to worry.
Weigh your options against fund choice, expense ratio and overall tax bracket (can contributing drop you a tax bracket?)
2015 Contribution limit is $18,000*
W&R is expensive, create an account with Vanguard, and have them transfer the ROTH...
I will be married filing jointly starting this year and our yearly gross income is in the $65k range, so contributing will not drop us down a tax bracket. I will be transferring over to Vanguard and seeing if I can do a Roth recharacterization to switch to a traditional IRA.