Keep in mind it's best to have your bonds in your 401k or traditional IRA.
If the funds are in your taxable account, the interest is taxed at ordinary income rates.
Thanks! That's why I was thinking it made sense to add more to bonds via my IRA. I could probably add more to bonds via my 401K. I should look into that too. At first, I was thinking the online system would be too clunky, but I should at least give it a try.
I created a projection and see that even if spouse and I put all of our 2014 IRA contributions into bonds, we'll still be out of whack at the end of 2014. Putting the IRA money into bonds made me nervous about "missing out" on stocks. However, I have consoled myself with the idea that we're contributing to mostly stocks via our 401Ks. And, I am also contributing to a taxable account, which is all stocks.
In the end, my projections just further proved I need more in bonds to even things out!