I am in my mid-20s and new to investing and Mustachianism, but very glad to have found out about it at the start of my money-making career. I have a Vanguard Roth, 100% invested in VTSAX. I also have about $30,000 in a nonretirement Fidelity account, all in FUSVX. I am able to max out my contributions to the Roth each year, with leftover savings to invest in the nonretirement account.
I have read the stock series, and given my age, single status, and preference for spending minimal time thinking about my investments, I am pretty comfortable with the idea of investing 100% of my savings in VTSAX for now, and then re-visiting once I want to start a family, which is probably at least 5 years off, if not more.
Here's my question: Is it a good idea to sell all of my FUSVX shares and use that money to start my nonretirement VTSAX account? Will I have to pay significant taxes on the money earned from selling all my FUSVX shares? Or would I be better off keeping the $30,000 in FUSVX and saving up from scratch to invest in VTSMX, switching to VTSAX once I reach the $10,000 minimum?
Thanks for any advice!