The Money Mustache Community

Learning, Sharing, and Teaching => Investor Alley => Topic started by: onehair on October 03, 2017, 12:19:04 PM

Title: Fundrise
Post by: onehair on October 03, 2017, 12:19:04 PM
They keep sending me promo emails and I am wondering if anyone here has invested in them.  I have an interest in real estate investing but to be honest no particular desire to be a landlord nor hold extra mortgages.  Fundrise claims you can get in with $500 which sometimes due to occasional windfalls I have or an unexpected bonus at work rarely.

Title: Re: Fundrise
Post by: JayKay on October 03, 2017, 12:43:04 PM
I was looking at both fundrise and realtyshares.

I've seen online that fundrise had some recent issues with their CFO and extortion attempts.  I didn't want to deal with them after that.

RealtyShares, OTOH, seems like it doesn't have such a stain, at least from what I've managed to dig up.  But, I don't think they're as liquid as other funds.

I decided against both of these, though, since I've got a lot of cash in RE funds already and probably should build up an index fund portfolio.

The funds that I'm in are doing pretty well, though, you can PM me if you're interested.
Title: Re: Fundrise
Post by: retiringearly on October 03, 2017, 02:20:31 PM
Fundrise, at this point, offers REITs that focus on different things.  I have some money invested with them as part of my allocation to real estate.

I  also have money invested through Realty Shares, Realty Mogul, Patch of Land, and Peer Street but I am moving those investments back to Charles Schwab as they mature due to where I think we are int he real estate cycle.
Title: Re: Fundrise
Post by: onehair on October 04, 2017, 08:57:28 AM
I have little bits of real estate due to Acorns and Vanguard investing in them on my behalf but I want to do more to increase my net worth especially in real estate.
Title: Re: Fundrise
Post by: SnufferBottle on October 04, 2017, 11:51:42 PM
The groups that benefit most from these platforms are:
1) The person putting together the deal - leveraging OPM
2) The platform - leveraging OPM + OPT
3) Investor gets what is left - OPT + Supplying after-tax $$ to the above

I'd much rather go for the real deal. Depending on your budget/local market either go for a house hack or acquire MFRs in markets with a good price:rent ratio. Either way using leverage you should be able to consistently get 20-25% CoC returns in the current market. I'll take that over 10% returns any day.
Title: Re: Fundrise
Post by: sisto on October 05, 2017, 07:12:09 PM
You might want to give this a read. (

edited to fix link