Hey everyone!
I'm starting a new job the day after Memorial Day, and they will match 401k contributions at 30% of contributions made. Currently, my employer matches 0%. I front loaded my 401k (apparently like an idiot) this year, and have already contributed $14,500, meaning I will only be able to contribute another $4,000 to the max in 2018 leaving something like $5,000 of potential employer contributions on the table.
Do I have any options? Can I withdraw or recharacterize my previous 401k contributions from this year and then be able to reset my 401k contributions to $0 for 2018? I know I can take the money, but then I'd have a penalty plus taxes and I doubt that resets my contributions.
Any help or thoughts appreciated!