Ok, so I am so confused and don't want to really wait any longer to put some of my money to work.
So, im single, I have a paid for home, maxed 401k, cutting spending and have zero other debt.... where to next
I have 225k to invest now, but I know crap about how to go from here.. I want simple, nothing complex .
In the next year, I plan to invest the 225k I have, then approximately 12k a month, plus an additional 70k (lump from sale of a few boats) and all this is on top of putting 45k in my company 401k... So everything after my initial 18k in the 401 is after tax.
So ive looked at the vanguard index's. but not sure how to do it all.. Is the vanguard advisor worth the fee's? for someone like me that just wants to put it in and not look at it enough.
Overall goals is to FIRE in 2021 at age 49.5
If I take all my free cash and invest it, I don't understand yet how I can live of my 4% etc if I do Fire in 2021....
This forum is quite overwhelming because I do not know the basics.. Im good at saving money, and im good at earning money.. Im just retarded when it comes to what to do with the money I have.
Thanks in advance
Tex