I posted earlier about selling At&T for my mom. She had half of her IRA in it, so I took the loss. So half of her IRA is about $125k. I'd like to now divide that up into a few ETF's. She has an account with fidelity, so I figured I'd put the bulk in IVV, but at her age mid 60s I wasn't sure what percentage to put in what. Also, the market has been doing so well, I know it is impossible to time the market, so should I just go ahead and get it in there or wait until a down day? Any thoughts?
Thanks so much.