So, I want to be skeptical and I am, but there's potentially good news from Fidelity.
If you have your workplace plan invested in plans that are more beneficial to them, they charge you less for administration.
The plans that benefit them the most are obviously ones where you invest for the long haul (like Fidelity Freedom 2040..).
The plan is to begin 2015 by charging you $13/quarter regardless of balance. Depending on the place you have your investments, they take the balance X .20% and 'credit' that toward your quarterly fees. According to the letter, if you have 25k for the year in there, they will add back in $50 of your fees. it's nice of them, though that $50 could have spawned another couple of bucks if they just left it in there....
I haven't done the math yet, but it basically means once you get 6 figures in there, you'll pay little to nothing in fees. I'm not quite there yet, but it's more incentive to get there.
Anyone else get/review the info? What conclusion did you come to?