New here... I've been lurking for a while, but I want to make some moves if I'm not on the right track, and I need advice!
I work for a smallish company and have been putting just 10% of my salary into their 401k because I thought the fees were high. I'm using a life-cycle fund with 0.91% fees (total). My company matches contributions up to 1.5% and then dumps in a big chunk from profit-sharing each April, usually around 10% of salaries.
I am a former federal employee, straight out of college, and started contributing to the TSP right away. That's my only prior employment so TSP is all I've known until now. My Roth is with Vanguard, although now that I am married I cannot contribute to it anymore (my SO makes more than I do).
So yeah, 0.91% is high compared to the TSP and Vanguard, but would anyone here flinch at that rate?