Author Topic: Portfolio Allocation  (Read 947 times)


  • Stubble
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  • Posts: 180
Portfolio Allocation
« on: August 01, 2018, 12:07:19 PM »
There are a million topics on this but I still struggle with it.

I am primarily in SPY and building a position in Vanguard Ex US.  Even in looking at total stock market performance, Vanguard Total stockmarket still drew down 40%+ during the 08 recession. The Total Bond fund proved pretty resilient though and was down only about 4%.

I have been thinking maybe the best option is to allocate any excess performance to bonds. But I am unsure how others think about this


  • Walrus Stache
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  • Posts: 5196
  • Location: Mississippi
Re: Portfolio Allocation
« Reply #1 on: August 01, 2018, 12:17:04 PM »
Everyone's personal situation is different. How far you are to retirement, rate of savings, risk tolerance, etc. will guide your decision making on asset allocation. There's a lot of reading material on this, some examples:


  • Pencil Stache
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  • Posts: 547
Re: Portfolio Allocation
« Reply #2 on: August 01, 2018, 03:38:41 PM »
Pick one that does not have you selling at the bottom due to panic when the new media is telling everyone to sell. I like the golden butterfly, Larry, and the all seasons as I know I can stick with it when SHTF.
« Last Edit: August 01, 2018, 03:41:50 PM by effigy98 »