The Money Mustache Community
Learning, Sharing, and Teaching => Investor Alley => Topic started by: strider3700 on April 18, 2013, 10:56:13 PM
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My porfolio is basically, TSX, S&P 500, an international equities ETF, some cdn bonds, and cdn financials.
I liked it because it was pretty well diversified and the cdn financials I treat as close to bonds in their dividend payments.
We're now starting on my wifes investments. I had been thinking about just cloning my investments straight across but maybe the standard tsx/S&P/bonds then some REITS or other things that I don't really have in my portfolio.
Any thoughts?
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It depends on whether you see your portfolios as separate ones or as one whole portfolio.
If you see them as one whole portfolio, you can use the extra tax-advantaged room to keep up with where things should go better. Canadian Couch Potato has some good info on this: http://canadiancouchpotato.com/2010/03/05/put-your-assets-in-their-place/
If you see them as separate portfolios and your wife doesn't want to see "her" investments go up and down worse than yours, then cloning is a better idea.
Why do you want to add REITs to your portfolio? Does your Investment Policy Statement (http://www.bogleheads.org/wiki/IPS) call for that?
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It depends on whether you see your portfolios as separate ones or as one whole portfolio.
If you see them as one whole portfolio, you can use the extra tax-advantaged room to keep up with where things should go better. Canadian Couch Potato has some good info on this: http://canadiancouchpotato.com/2010/03/05/put-your-assets-in-their-place/
If you see them as separate portfolios and your wife doesn't want to see "her" investments go up and down worse than yours, then cloning is a better idea.
Why do you want to add REITs to your portfolio? Does your Investment Policy Statement (http://www.bogleheads.org/wiki/IPS) call for that?
+1.
Also, do not consider the cdn financial equities to be equivalent to a bond. They are not.