Author Topic: Death and Taxes, or maybe not taxes...  (Read 1675 times)


  • 5 O'Clock Shadow
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Death and Taxes, or maybe not taxes...
« on: October 02, 2013, 01:59:14 PM »
I recently learned something that I'm sure many who've already retired may know.

If you earn under a certain amount, you pay zero federal taxes on capital gains.  That amount is very high, by mustachian standards, married filing jointly it's $70,700.

I feel like I should have know this already, but I didn't.  So I'm posting it here for those who also may not have know.

This plays a pretty big role in my early retirement calculations, since virtually all my income will come from capital gains.

There are all sorts of tax advantages too, particularly when you drop your income even lower.  I wish there was some way to figure out the amount I should withdraw to maximize ALL possible tax credits, write offs and loopholes.